Mortgage Watch: The average U.S. 30-year fixed mortgage rate inched up to 6.53% (Freddie Mac), the highest in nine months, as higher bond yields tied to oil-driven inflation expectations keep pressure on buyer budgets. Credit Score Reality Check: A new breakdown shows how rates can swing by score—higher credit typically means lower mortgage pricing, so buyers may want to tighten credit before applying. New Buyer Help (Pennsylvania): PA’s Housing Finance Agency launched the K-DATE loan, offering 0% interest help for down payments and closing costs on mortgages up to $150,000, repaid when the home is sold or refinanced. Local Policy Shock (Indiana): Indiana Gov. Mike Braun proposed eliminating property taxes for homeowners 65+—economists warn it could strain local services and shift costs to younger buyers. Market Moves & Options: Zillow reports spring activity picking up in some cities thanks to more inventory and steadier sales, giving buyers more leverage. Home Value Signals: Redfin says fireplaces can lift listing prices (about 13% above median on average), especially in colder regions. International Rules (Croatia): Croatia approved real estate reforms aimed at clearer agency standards and stronger consumer protection. Buyer Caution: A Better Business Bureau alert warns of Facebook Marketplace scams pushing victims to wire money upfront.